Here is something that you really should never try, although if you have been listening to certain members of the United States Congress, you might think that it is a viable alternative to your personal budget woes.
Here is what they suggest: Get a credit card and then go out to your favorite stores and buy whatever you want for yourself, your family, your neighbors, whoever… and then when the bill comes to your house…don’t pay it! …It’s that easy!
In fact you should vehemently deny to pay all of your bills and explain to your creditors, family, friends, whoever that you are doing it because you are trying to be more financially responsible by imposing limits upon yourself and your reckless spending habits. Your creditors, family and friends may try to point out to you that you have to put limits on your spending before you buy things not after, but just shrug them off as financial no-nothings because your plan and Congresses is sure to work.
I once knew an alcoholic who always swore off drinking after he got drunk, never before…the above mentioned financial philosophy is kind of like that…wouldn’t you say?
Some of you may actually have tried this financial approach to your spending and bill paying. Many Americans have and they usually and eventually end up in bankruptcy. That’s if they can afford a lawyer. If they can’t then they usually end up in jail.
Why? Because, the above mentioned practice is not only irresponsible, immature, thoughtless, ill-considered, harebrained, corrupt, dishonest, shameless, unscrupulous, unethical, immoral, fraudulent and stupid…It’s also illegal…and oh yes, and just plain wrong.
Go ahead and try it and see where it gets you.
It’s strategies like this that have made gambling illegal because most gamblers always figure that they will win so why not bet with money they don’t yet have? Of course when they lose, their first inclination is, “I won’t pay!” problem solved! And that’s what always leads to the leg breaking and hence gambling is illegal…unless of course it is done under close scrutiny and regulation by…you guessed it…a government agency!
Go figure. You’d think Congress would know better. In fact I am quite sure they know better, so what do you figure is their game? They are either all drunks, degenerate gamblers or they don’t think very much of the American people whom they are supposed to be serving.
Perhaps if they continue down this road and welch on their promises and actually go through with not authorizing the payment of bills they have already incurred on our behalf… (and make no mistake about it, we and not they, will bear the financial brunt of their refusal to pay the bills because they’re all quite wealthy and they’ll be just fine)…their creditors will be allowed to enter their exalted chambers with baseball bats in tow, find those who voted against paying their debts, cowering behind their desks no doubt, and…well you know…teach them a real lesson?
“Some people use one half their ingenuity to get into debt, and the other half to avoid paying it.”
“If I owe you a pound, I have a problem; but if I owe you a million, the problem is yours.”
-John Maynard Keynes
“The man who never has money enough to pay his debts has too much of something else.”
-James Lendall Basford