Preying for a Little Regulation

18 Aug

I keep hearing a commercial on the radio that begins with something about how it’s no shame to find yourself in credit card debt these days especially with all of the credit card companies who try to lure you into bad debt and banks with their predatory lending practices…and I think to myself…When do you ever hear the words LURE and PREDATORY without hearing the word CRIME or DEVIANT right after them?

Unless of course you’re an animal in the jungle somewhere where there are jungles and creatures who want to eat you for lunch or dinner.

Once upon a time banks were institutions that existed to help people or communities to grow stronger through savings plans and investments and home or business loans that were affordable and designed to fit your needs and what you could afford.

But that was before luring and preying were decriminalized I guess… Now when the banks do it, it’s our fault for letting them.

Isn’t deregulation great? Whenever our government deregulates something they take the immorality and the illegality right along with it too so that corporations and institutions and people no longer have to worry about whether or not they’re doing the right thing…Just do it! It’s the other guys fault now.

Some folks say that we have too much government and others that we don’t have enough. I say that we just don’t have enough of the right kind of government…

The kind that’s of the people, by the people and for the people…remember that kind?

Eleven score and seventeen years ago our fathers brought forth on this continent, a new nation, conceived in liberty, and dedicated to the proposition that all men are created equal…about 1 score and 13 years ago we started to deregulate it…

Now, it seems, all bets are off.

Freedom: It’s what’s for dinner

6 Responses to “Preying for a Little Regulation”

  1. ontyrepassages August 18, 2013 at 2:33 am #

    “Responsibility,” it’s what should be on your plate.

  2. A Voice August 18, 2013 at 2:56 am #

    I wrote a poem for the Damage Over Time collection called ‘Ethics: A Three Course Meal’ that is especially relevant to this very issue.

    Ultimately, there is the incoherent set of beliefs in this country. People believe that laws exists because without them there would be chaos that, all things considered, the average person would not do the right thing in any given situation without guidance. This is why we have laws that dictate things from how to drive to cooking practises to medical procedure standards to criminal codes. Irrespective of how we view any of the given laws, at base the rationale for having them is the same. With that said, people, at the same time, believe that laws governing the biggest and most important institutions in the world need not be regulated, viz. they do not need laws governing their behaviour.

    It’s remarkable that people advocate for less regulation in the wake of everyday behaviour. There is certainly a line between an iron-fisted government that tries to regulate the minutia of day-to-day existence and a government that is willing to regulate the things that impact the lives of its citizens the most. Only people that care greatly for personal liberty and complete fools would argue against the latter, that it’s a slippery slope. But you know what? The line between those two groups blurs like the vision of a 21 year-old celebrating their birthday at the bar.

  3. smilecalm August 18, 2013 at 3:44 am #

    yet can there truly be freedom for all without responsibility? gratitude for our like-minded understanding. perhaps it is intentional that those in power created a society of economic slavery.

  4. RAB August 18, 2013 at 4:44 pm #

    This is a wonderful post. The same impulse powers the drive to “privatize,” which also means “remove from public scrutiny and control.” I am sharing this link on my Facebook page!

  5. Monica August 20, 2013 at 12:10 am #

    “Freedom: It’s what’s for dinner”!!! And then do we recycle the garbage?

  6. kaycers August 20, 2013 at 3:45 pm #

    What if we all just pulled our money out of the banks??

    The “poor” (so I guess that means 90% or better of the world’s population) are funding these predatory banks. It’s like gazzelle’s offering body parts to the lions. We could demand the government do something about it, but that has NEVER worked…why not just take matters into our own hands?

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