What’s Wrong With Everything

3 Jun

Here’s what’s wrong with everything.

Banks can borrow money from the federal government at less than 1% interest.

Can you?

Banks already have your money and pay you less than 1% interest to do whatever they want with it…including putting it in places that it doesn’t belong…and then losing it!

As if that should even be possible.

And why do banks who have our money to play with… basically for free… need to borrow money from the feds anyway?

How much does the bank charge you to: write a check? Make a withdrawal at an ATM? Take out a home loan? Take out a student loan? Take out an equity loan? Pay interest on credit cards? Close an account? Receive a paper statement? Use a human teller??? …and all at a place that has your money to begin with?

This is not how it used to be and Can anyone explain why this is how it is now… and how these policies will lead to a better future for you or your children or your communities? (I am assuming you don’t own a bank)

I welcome all thoughts, insights and explanations.


10 Responses to “What’s Wrong With Everything”

  1. dbpigtail June 3, 2013 at 2:52 pm #

    I don’t know the answers to your questions, but I do have one more question to add to the list: Why would the bank have taken two weeks, a lot of paperwork, and a higher interest rate, and a possible fee to turn around a home equity loan or mortgage when we wanted to purchase a few acres of land, but ultimately gave us our money within a day by refinancing our car for us with just a form, a lower interest rate (they were having a special on vehicle loans that month), and without ever actually looking at our car???

  2. onnovocks June 3, 2013 at 3:23 pm #

    Maybe it is a pyramid scheme with a printing press at the peak.

  3. crossinh June 3, 2013 at 4:19 pm #

    The banks have way too much influence over state and federal governments. They get laws passed that are beneficial to them and not “the people.” Government has lost sight of its true constituents.

  4. serenityh June 3, 2013 at 6:07 pm #

    I totally agree with you. It’s upsetting that the banks get a ‘discount’ while we have to pay a lot more. What’s up with America? Didn’t the founding fathers want something different for us??

  5. appletonavenue June 3, 2013 at 10:13 pm #

    I blame the GOP.

  6. kevindeisher June 3, 2013 at 10:52 pm #

    I blame the democrats who were in charge of the policies that created the scandals at Fannie Mae and Freddie Mac. That caused the failure of the banks and mortgage collapse. Then I blame Bush and the repulsicans for forcing banks to take TARP funds that really fucked up banking. So generally the politicians on BOTH sides are to blame. They are the ones who took money from banking lobbyists and passed corruption laden legislation that allows banks to rape America without any lubricant.

  7. cindyricksgers June 4, 2013 at 12:47 am #

    I’ve go nothing.

  8. avwalters June 4, 2013 at 6:46 pm #

    It’s all about the influence of money on politics and regulation. The Depression era firewall regulations protected us for half a century before lobbyists and politicians decided to deregulate. The near immediate and predictable response to deregulation? The banking bubble. Canada did not deregulate and did not have a housing crash.

  9. lyndaanning June 5, 2013 at 3:38 am #

    haven’t got a clue, my plan is to marry somebody who owns a bank. lol. x

  10. TamrahJo June 5, 2013 at 4:04 pm #

    I found studying about Andrew Jackson and his opposition to the Bank of the United States to give me some food for thought : http://en.wikipedia.org/wiki/Andrew_Jackson#Opposition_to_the_National_Bank

    AND I highly recommend everyone read Thomas Grecco’s New Money for Healthy Communities – it answers many of the questions – but also gives folks ideas of how to help themselves, rather than waiting for others to change (banks and governments)

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