Finding Nemo

8 Feb


Well, they’ve done it again. Now the dreaded storm named Nemo is bearing down upon us here in the Northeast and once again I have to ask: Is that the best they can do? Nemo? A cute fish is about to devour Boston, New York City and half the eastern seaboard and we have to call it Winter Storm Nemo???

The Abominable Snowstorm works for me, and then like the Superbowl, just keep adding Roman numerals. Then we will know exactly what’s coming while also being reminded of exactly how many times this has happened before. “Oh no! It’s Abominable Snowstorm MCDXL!”

Really though, must they name every storm now? Remember when we just used to have storms?

Sadly, while reviewing my flood, earthquake, hurricane and homeowners, insurance policies I noticed a little addendum at the end that stated…and I quote,

A $500 deductible applies to covered perils other than storms named by The National Weather Service, to which a $10,350 deductible applies. These deductibles are part of a broad effort by the insurance industry to have homeowners take more steps to protect their homes, by having these owners share some of the risk. (let me know if you can find this clause in your policy)

So thank you insurance companies everywhere and the National Weather Service too for helping out the little guy and leading us undoubtedly towards a future that will probably see no storm, no matter how great or small, go unnamed.

So get ready for Light Flurry Flo! Foggy morning Frank! and Drizzly Daytime Dan! Soon coming to a town near you.

18 Responses to “Finding Nemo”

  1. sueannporter1 February 8, 2013 at 8:50 pm #

    good info! I should have known those insurance companies were looking for a loophole.

  2. momshieb February 8, 2013 at 8:52 pm #

    That’s a joke, right? You’re joking…..aren’t you? As I sit here looking out at the raging flakes of Nemo, I am trying to calculate whether the wind direction will take my aging pine tree away from the roof or toward it……

  3. John February 8, 2013 at 8:53 pm #

    Are you kidding? That clause is real? What a load of… And a cheap way out.

    • gpicone February 8, 2013 at 9:00 pm #

      Yes, that clause is in my homeowner’s policy here in NJ. I’m curious to hear if anyone else has one in theirs.

      • John February 8, 2013 at 9:02 pm #

        Not that I’m aware of but that’s a cheap loophole they created for themselves aye?

  4. The Wisdom of Life February 8, 2013 at 9:19 pm #

    It’s all one storm: “Takey Walletson”

  5. Tyler Roberts February 8, 2013 at 9:37 pm #

    I loved this – “Remember when we just used to have storms?” I was thinking that exact thought just this morning after seeing the news. Since I’m out here on the west coast I haven’t sneaked a peak at my insurance policy, but in my 60 some years I know for a fact we used to “just have storms.” 🙂

    Stay warm.

  6. Wildflower Women February 8, 2013 at 9:47 pm #

    I best be reading my insurance policy, thanks for the heads up. Ours are going up where I live due to record hail claims and ultimately from last summer’s wild fires.

  7. Ken Short February 8, 2013 at 11:02 pm #

    a little fact checking and you would have learned that this is a Weather Channel thing and not an official named storm by any offical agency.,0,401412.story

    The deductable you are talking about is the hurricane deductable and has to do with the classification of the storm and noting to do with a name. It has been around for 5 years in NJ.

    • gpicone February 15, 2013 at 7:35 pm #

      Hey Ken, lighten up. Didn’t we teach you about satire in school? Yes you are correct, the weather channel named winter storm Nemo. And no you are wrong, my policy states, “any named storm” by the National Weather Service</strong> and mentions nothing about a storm’s classification. I even looked at it again after reading your comment and alas, I can read! Many people, including my family, who suffered damage in this horrific storm were not properly reimbursed for their losses or damages. What good are homeowners insurance policies that have deductibles for disasters no matter how many years those deductibles have been around? Do you own a home? What damage to it would you not consider a disaster? A little soul searching, and you might learn that you do not know everything…nor need to always respond as though you do. I welcome your thoughtful comments but need no pretentious lectures.

  8. Joel February 8, 2013 at 11:37 pm #

    I’m of a mind that any clause other than Santa is probably not a good thing.

  9. Gordon Walker February 8, 2013 at 11:47 pm #

    Following the epic floods here in my part of Australia, friends have had the homeowner policies go up 10 TIMES. Trouble is their house is perched 100 metres above the highest ever recorded flood level…go figure!

  10. alesiablogs February 9, 2013 at 1:39 am #

    wow. You are a wealth of information…Those damn insurance companies….

    • Harold Knight February 9, 2013 at 2:37 pm #

      I’m not a home owner, but the language of the policy is unbelievably offensive. All “insurances” are the same. We pay through the nose for coverage, but what the companies want is for us to take more responsibility for ourselves so they pay out less and make more money. That’s exactly how health insurance operates these days. The tragedy isn’t that they do it but that we all — all of us — together can’t figure out a way to change the system.

  11. Bo Lumpkin February 9, 2013 at 5:38 pm #

    I think they should name the storms after politicians. Who else could do so much damage?

  12. lyndaanning February 9, 2013 at 8:04 pm #

    i like your dry sense of humour. but it’s easy for me to laugh i’m in the uk.

  13. Honeydidyouseethat? February 10, 2013 at 6:22 am #

    That’s a terrible clause. We are on the road and have earthquake insurance for Vancouver Island. Hope they don ‘t name those!!! YIKES! Thanks for dropping by “Honey.”

  14. thereisnosanityclause February 11, 2013 at 1:58 pm #

    As new homeowners in the vicinity of exit zero, we caught that “name”clause early and can only shake our heads…They really need to drop the winter storm bit and call it what it is- a Nor’easter!

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